>2 Years to an Associates Degree Posted by nick_niesen on October 27th Cheap NBA Jerseys China , 2010
In the United States, an associate degree is a 2-year degree given by colleges upon completion of an associate degree program. Associate degrees are generally 2-year degrees, like those awarded at community colleges. Associate degrees are also available online - allowing students to study on a schedule that suits their busy lives. An Associate Degree is a type of undergraduate degree that requires at least 60 semester credit hours. With full-time study, it will take 2 years to complete - or 4 semesters with 15 credit hours. An associate degree program involves a general education requirement, major requirements Cheap NBA Jerseys , and electives.
The two types of associate degrees offered are the A.A. or associate of arts degree, and the A.A.S., which is the associate of applied science degree. You can earn and A.A. degree at a community or junior college, at a technical school, or even online. This degree designation indicates that you have completed a course of study with an extensive foundation in general education Cheap Authentic Jerseys , as well as concentration in a particular area. Your degree is often in an occupational area, or in liberal arts. This degree is designed to transfer to a four-year college or university.
Associate of Applied Science degree (A.A.S.) is intended for graduates that seek career entry or job advancement after 2 years of college study. AAS degrees will possibly transfer some or all credits to a four-year college. Associate of Applied Science degrees are the preference of employers seeking people to fill various middle level technology positions.
Once you get an associate degree, you typically need another 2 years or 60 credit hours to earn a bachelor degree. Earning an associates degree is a great away for a student to see what direction they want to take in their education. Either degree is a great option for those seeking to earn an associate degree.
The British housing shortage might require an infusion of ideas if not more money. But would a new government bank replicate what private investors already do?
Bandied about by housing advocates for the past several years has been the idea of a national housing investment bank. It鈥檚 something that has worked in other European countries - France, Germany and the Netherlands, in particular - and it specifically addresses the critical housing shortage in the UK.
But does something like a housing investment fund Cheap Jerseys Online , a public-private hybrid, replicate what is already here? Might funding for housing from the private sector, such as joint venture partnerships that unlock unused land for building and which fund infrastructure development, essentially accomplish the same things (they don鈥檛 directly, but more on that below).
鈥?A means for channelling pension funds into income-producing investments (funds would be used to develop rental properties, which have predictable cash flows).
鈥?Attract funds from a range of sources, with the backing of Government to boost the confidence of those investors.
鈥?A way to test the concept and then scale it up if successful.
鈥?A way to increase total housing construction output from 120,000-150,000 homes per year to 220 Cheap Jerseys From China ,000 homes, what housing economists believe is necessary to close the considerable gap of need in the inventory.
Advocating for the not-for-profit fund are the National Housing Federation, the Institute for Public Policy Research and the housing charity Shelter UK. It could be an independent entity, rolled into the existing Green Investment Bank (focused on environmentally-beneficial infrastructure) or as part of the British Business Bank. Ideally, it would be focused on reducing financing costs for affordable housing providers.
But not everyone agrees. It won鈥檛 do much to lessen the housing shortages Cheap Jerseys China , says Hannah Fearn, an editorialist with The Guardian. The British way of investment in housing, says the writer, prohibits a wholesale lifting of the concept from the Continent and successfully translating it to 鈥渙ur own chaotic private rented sector,鈥?she writes. 鈥淲e can鈥檛 assume that a new investment bank would automatically pull in the funding anticipated. Europe has had an easier job convincing institutional investors to consider housing as a viable asset for years. We can鈥檛 be sure that simply recreating the bank at the centre would change cultural attitudes here.鈥?
Fearn also argues that housing associations Cheap Jerseys , which would be the biggest users of such a bank, already are successful at securing loans on the open market. She also suggests that the uncertain
Investors in housing come in all stripes, including institutions as much as individuals. Those people who consider entering into real estate finance should speak with an independent financial advisor to discuss what fits their best investment strategies.
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